Loan Programs

Lotus makes it easy for you to own a new trailer for personal use or for your small business. Once you decide on a trailer that meets your hauling needs, Lotus will find the optimal loan or lease option for you. We offer simple, fast and convenient financing with both loans and leases available. We’ll work with you on an individual basis to create a repayment program perfect for you. Our focus is on getting you on the road today.

With the right equipment, your business can significantly increase its productivity and sales.  Our flexible financing and leasing programs can help your business obtain state-of-the-art equipment without tying up valuable cash.

The open road is calling your name. Lotus Preferred Funding offers loans on motorcycles to get you out on the road today! We have custom loan programs available to help you purchase your new motorcycle with a reasonable down payment and interest rate even with less than perfect credit.

Let us finance your fun! We offer financing options for powersports vehicles including ATVs, UTVs, snowmobiles, trailers and more! Our experience lending for these types of vehicles allows us to provide extensive financing options to get you out exploring new landscapes sooner.

You’re ready to buy that new car and we want to make it as fast, easy and stress-free as possible. Lotus provides loans for all types of road vehicles, including cars, trucks and vans. We work with your local car dealership or provide you with a pre-approval to use when shopping for your new car, truck or van at any dealership within our coverage area.

Life is better on the water! Lotus Preferred Funding offers customized watercraft loans to assist in the purchase of watercrafts and trailers. Our experience lending for boats, jet skis, and other watercrafts enables us to provide financing options other lenders cannot offer, which means you’ll spend less time shopping and more time enjoying.

Big wheels, two wheels or no wheels, Lotus offers lending on autos, powersports, motorcycles, ATVs, marine, RVs, trailers, equipment, business equipment inventory, floor planning, heavy equipment, personal loans and more!